Address & Phone

822 North Cheyenne Avenue
Lame Deer, MT 59043
406.477.6419

Primary Contact

Rachael Two-Two
[email protected]
nctha.com

Services

Homebuyer Education
Financial Education
Financial Coaching

Counties

Northern Cheyenne Tribal Families

Organization Description

The Northern Cheyenne Tribal Housing Authority (NCTHA) is committed to providing quality and affordable housing services to eligible Northern Cheyenne tribal families living on tribal lands. NCTHA was created in the early 1960s and over the course of its history has developed over 800 homes for tribal members. With changes in US legislation in the mid 1990s affecting funding sources NCTHA shifted focus from development of new housing to maintenance and rehabilitation of existing housing. NCTHA continues to build new housing, maintain and rehabilitate existing housing, and implement other programs to improve the quality of affordable housing for tribal families. More recent efforts have included a wood stove and energy efficiency program, improvements to Hestaneo’o Park (The Peoples’ Park), and conveyance of over 300 Mutual Help Homeownership units to their respective homeowners. NCTHA consistently provides homebuyer education and financial education to help tribal members improve their personal financial management skills and become homeownership ready.

Homebuyer Education Classes

Northern Cheyenne Housing Authority offers its Homebuyer Education class in Lame Deer about six times per year. Classes are 8 hours and take place over the course of one day, typically on Thursdays – see below for course dates, times and locations. The purpose of the class is to teach potential homeowners about the process of purchasing a home. This class has a particular focus on Native American homebuyers and the challenges and benefits relative to homeownership in Indian country. This is a great program for both new and experienced home buyers and provides a good opportunity to become a more educated home buyer and homeowner. The class is taught by certified homeownership educators and other professionals from the community who provide
presentations on a range of homeownership topics including:

  • Choosing a lender and understanding loan products and terms
  • Working with a real estate agent who really grasps your needs and price range
  • Understanding the scope and value of home inspections
  • Evaluating your credit and using credit wisely
  • Budgeting for your household and determining affordability
  • Choosing insurance policies
  • Understanding the title insurance and closing process
  • Maintaining your home so it continues to be an appreciating asset
  • Becoming a homeowner on a land lease
  • Special homebuyer assistance available through NCTHA and lenders

Registration and Payment

Registration: Advanced registration is required. To register please contact Rachael Two Two via phone at (406) 477-6419 or email [email protected].

Class Fee: $15 per individual or $25 per married couple. Lunch is provided. Payment must be made by money order to Northern Cheyenne Tribal Housing Authority, PO Box 327, Lame Deer, MT 59043.

If you have special needs such as those covered by the Americans with Disabilities Act please let us know and we can make accommodations for you.

Note: Our classroom is not suitable for children. Please make childcare arrangements.

Online Education

Class Schedule

Please call 406-477-6419 for class schedule.

NCTHA offers its Financial Education class in Lame Deer about six times per year. The purpose of the class is to teach individuals and families how to take charge of their financial life. Classes are 8 hours over the course of a day or two-to-three evenings – see below for course dates, times and locations. This is a great program for anyone looking to become more educated about personal financial management. The class is taught by certified financial counselors and other professionals from the community who provide presentations on a range of homeownership topics including:

  • Creating a budget that works
  • Saving for future goals
  • Evaluating your credit, rebuilding credit and using credit wisely
  • Understanding taxes and insurance
  • Avoiding financial pitfalls and consumer traps

Registration and Payment

Registration: Advanced registration is required. To register please contact Rachael Two Two via phone at (406) 477-6419 or email [email protected].

Class Fee: Classes are FREE and open to the public.

Note: Our classroom is not suitable for children. Please make childcare arrangements. If you have special needs such as those covered by the Americans with Disabilities Act please let us know and we can make accommodations for you.

Class Schedule

Please call 406-477-6419 for class schedule.