Address & Phone

32 South Tracy
Bozeman, MT 59715
406.585.4895
www.thehrdc.org

Primary Contact
Jeff Ames
406.556.1124
[email protected]

Services

Homebuyer Education
Homebuyer Counseling
Financial Coaching
Rental Counseling

Counties

Gallatin
Meagher
Park

Organization Description

The Human Resource Development Council of District IX, Inx. (HRDC IX) was established in 1976 to serve Gallatin, Park and Meagher Counties in Southwestern Montana. HRDC IX is a private, not-for-profit Community Action Agency, dedicated to strengthening community and advancing the quality of peoples’ lives. The organization works to achieve this by developing resources, talent and capital, to help people of all ages and situations confront and overcome obstacles so that they can improve their lives. HRDC IX serves the community in seven program areas: Food and Nutrition, Housing and Homelessness, Child and Youth Development, Senior Empowerment, Community Transportation, Home Heating, Efficiency, and Safety, and Community and Economic Development. Through a variety of programs, HRDC IX fosters sustainable results through practical, comprehensive approaches to social and economic challenges. HRDC IX’s Housing Initiative works across all levels of housing security from homelessness to homeownership. The organization operates an emergency shelter and transitional housing, provides rental assistance vouchers, develops affordable housing, offers down payment assistance financing, provides energy assistance and weatherization, and delivers housing education and counseling.

Homebuyer Education Classes

HRDCIX offers its Homebuyer Education class once or twice per month. The purpose of the class is to teach potential homeowners about the process of purchasing a home. Classes are 7 hours over the course of two-three evenings or one Saturday or Sunday – see table at right for course dates, times, and locations. This is a great program for both new and experienced home buyers and provides a good opportunity to become a more educated home buyer and homeowner. The class is taught by certified homeownership educators and other professionals from the community who provide presentations on a range of homeownership topics including:

  • Choosing a lender and understanding loan products and terms
  • Working with a real estate agent who really grasps your needs and price range
  • Understanding the scope and value of home inspections
  • Evaluating your credit and using credit wisely
  • Budgeting for your household and determining affordability
  • Choosing insurance policies
  • Understanding the title insurance and closing process
  • Maintaining your home so it continues to be an appreciating asset

Registration and Payment

Registration: Advanced registration is required. Please email [email protected] or call 406-556-1124.

Class cost: Free

If you have special needs such as those covered by the Americans with Disabilities Act please let us know and we can make accommodations for you.

Note: Our classroom is not suitable for children. Please make childcare arrangements.

Online Education

Class Schedule

To learn about classes or if you have questions, please call (406) 556-1124 or email [email protected].