Address & Phone
2 5th Street North, Suite 201
Great Falls, MT 59401
406.403.8162
Primary Contact
Greg Harper
[email protected]
www.ruraldynamics.org
406.403.8162
Services
Homebuyer Education
Homebuyer Counseling
Financial Literacy Education
Financial Literacy Coaching
Foreclosure Counseling
Counties
Statewide
Organization Description
RDI Financial Wellness is a financial empowerment center that provides programs and develops partnerships to help individuals and families become financially secure.
Housing Success
Our HUD-certified housing counselors provide expert guidance to households facing housing instability, including eviction, default, foreclosure, loss of income, and homelessness. Whether you’re preparing to purchase a home or navigating foreclosure, RDI has helped hundreds of families achieve housing stability—and we’re here to help you, too.
Financial Education Workshops
RDI offers in-person and virtual courses and workshops covering a wide range of financial topics, including setting financial goals, managing money, building credit, reducing debt, protecting your finances, growing wealth, avoiding scams, preventing identity theft, understanding credit reports and scores, navigating layoffs, and tax planning. These sessions provide practical strategies to help individuals take control of their financial future.
Homebuyer Education Classes
RDI Financial Wellness offers their Homebuyer Education class as a live virtual class through Zoom. The purpose of the class is to teach potential homeowners about the process of purchasing a home. This is a great program for both new and experienced home buyers and provides a good opportunity to become a more educated home buyer and homeowner. The class is taught by HUD certified homeownership educators and other professionals from the community who provide presentations on a range of homeownership topics including:
- Choosing a lender and understanding loan products and terms
- Working with a real estate agent who really grasps your needs and price range
- Understanding the scope and value of home inspections
- Evaluating your credit and using credit wisely
- Budgeting for your household and determining affordability
- Choosing insurance policies
- Understanding the title insurance and closing process
- Maintaining your home so it continues to be an appreciating asset
Registration and Payment
Registration: Advanced registration is required. CLICK HERE TO REGISTER
Cost: $75 per household
Class Schedule
Classes are conducted virtually through Zoom.
Registration is required. CLICK HERE TO REGISTER
Dates:
- September 23-25, 5:30pm – 8:30pm (live via Zoom)
- October 21-23, 5:30pm – 8:30pm (live via Zoom)
- November 18-20, 5:30pm – 8:30pm (live via Zoom)
- December 16-18, 5:30pm – 8:30pm (live via Zoom)
You have two options for online homebuyer education: eHome America or Framework. While online education cannot replace the experience of an in-person class, both eHome America and Framework classes provide a comprehensive education on the homebuying journey.
In order to receive your homebuyer education class certificate of completion you will need to complete a one-on-one appointment with one of our HUD-certified housing counselors. This appointment can be done in person or over the phone and can generally be made to fit your schedule.
The content and topics are the same for both classes, but the delivery styles differ slightly. Feel free to choose the class that suits your learning style best. Both classes are HUD- certified, and both have adopted NeighborWorks America’s National Industry Standards.
eHome is “more like an electronic textbook”, said one user. eHome has short videos that introduce concepts followed by text that further expand those concepts.
Class Costs $99
Framework is more like a storybook, following the homebuying journey of a prospective first-time homebuyer. Content is very interactive.
Class Costs $75
If you still need advice on which course to take your lender may have a recommendation based on the loan products you are considering, or you may contact your local housing counselor for their perspective. Click HERE to find a counselor in your area.
Once you’ve registered and completed the course you will receive an email from Naomi Valentine at NeighborWorks Montana putting you in touch with the housing counselor in your area to complete your one-on-one counseling session.
Questions? – contact Naomi Valentine at (406) 604-4558 or by email at [email protected].