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Creating Successful Homeowners, together.

We know you want to be able to help every client that walks through your door. Some clients are ready to go with a conventional mortgage, while others need more options to achieve their goal of homeownership. NeighborWorks Montana loan products can help more of your clients become successful homeowners, with the financing that best meets their needs.

We encourage you to recommend homebuyer education and financial counseling to your clients early in their homebuying process. Even seemingly savvy buyers can benefit from the support of these free services. Clients who receive education and counseling have been shown to have lower delinquency and default rates.

Find a partner near you.

Our Products

Our loan products are designed to help clients cover down payment and closing costs and make a home purchase affordable. For many products and areas, clients do not have to be first-time homebuyers, can have incomes up to 150% AMI, and can contribute as little as 1% down.

20+ Community Second

State HOME Deferred

Statewide Low-Mod

New Application Process for Lenders

Learn More

Read through our application instructions to help you navigate the new application process.

*NEW* Application Process Instructions

Apply Here

Fill out the application linked below for your potential homebuyer. For lenders only.

Online Application for Lenders

Electronic Communications Agreement

Share the agreement to be signed by the borrower.

Electronic Communications Agreement

More Information

Reference the most up-to-date area median income guidelines provided by HUD.

2025 AMI Guidelines

Reminder: NWMT will not consider rush requests for any loan. A minimum of 15 business days from loan application is expected for processing. StateHOME loans require steps from outside entities including inspections and a final review by the funder, Montana Department of Commerce (MDoC).  Final approval from MDoC will take an additional 6 business days after NWMT review.

Please help NWMT by setting timeline expectations appropriately with your borrowers and the sellers.

If you are not a participating lender but would like to be one, contact our lending team. We always welcome new lending partners.