Budgeting and money management can feel like a daunting task, but it is an essential step to being a successful homeowner.  Creating a detailed household budget can help you think about how you spend your money, and set goals for future spending and savings.  Whether you are trying to save for a down payment on a house, build up an emergency fund, or reach some other financial goal a budget is a good place to start.  Visit NeighborWorks America’s Keys To My Home site for lots of tips and tools to help you in the process, or schedule a meeting with a housing counselor (find a local counselor) who can help walk you through the budgeting process and help you address other financial barriers to meeting your goals. 

Keys to My Home Budget Planning Tool