NeighborWorks Montana

		Impossible becomes possible Coalition helps woman find ‘right home’ By Anita Rutland For several months I searched the Internet, combing through all the listings of homes for sale, looking for one that would be appropriate for my mother, Patricia Warren, and myself. I have a rare hereditary condition, porphyria. Because of that I could not live in a house with lead paint, for example, or in an area where I would be exposed to toxins or chemicals. I had to find a home outside of an industrial area and one where I would not have a neighbor who used chemicals on their lawn. I also rely on a wheelchair, so any home would have to be accessible. Combine these things with limited financial resources and it seemed to be impossible to find the right home for us. Michael O’Neil with Montana Home Choice Coalition went through all the frustration with us. He suggested we considered doing a package deal, [land, home, utilities all in one deal]. We then searched for land first to find a “safe” environment for my condition that wasn’t too far from medical treatment. Then we found a manufactured home that was open and accessible. Once we found the land, Michael put us in touch with Rural Development. The Bozeman office brought this deal together. Tom Atkins and Conor O’Keefe oversaw the entire process and made sure all the requirements and specifications were met. Michael O’Neil had also spoken to us about the home-buyers education course offered by Neighborworks. The class was very informative, and they were instrumental in the financing of this deal as was the Bank of the Rockies. I would like to add that the Medicaid waiver program built a wheelchair platform for me to have access in and out of home. All of these organizations worked together flawlessly and fervently. Without their assistance we would have never succeeded in having “The Right Home.” I would like to sincerely thank everyone for doing such an outstanding job and for making this possible: Michael O’Neil – AWARE Tom Atkins and Connor O’Keefe RD Bozeman Neighborworks staff Bank of the Rockies – Helena Karla Egan, Nancy Svenson and Nancy Mortag Contractor Mike Castellano and crew

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Upcoming Events Click heading for more information Montana Home Choice Coalition Open House & BBQ Tuesday, June 23rd 11:30am - 1:30pm A Celebration of North-Missoula Community Development Corporations' The Homes at Burns Street Commons. More . . . June is National HomeOwnership Month For those considering purchasing a home, now may be a good time to enter the market. Interest rates are low, properties are more affordable than in recent years and the government is providing strong incentives to buy. Find out more . . .	Over the past 10 years, NeighborWorks Montana partners have... Download the 10-year report.	Quick Reference Guide to Home Buyer Tax Credits As part of the stimulus package of 2009, the homebuyer tax credit has been extended and changed. The changes include: • Increase of the tax credit to $8,000 from $7,500 • No recapture after 3 years • Inclusion of homes purchased with Mortgage Revenue Bonds (MRB) funds. Read More . . .

Latest News at NeighborWorks Montana Welcome to our new website! We hope you enjoy the new website for NeighborWorks Montana. It's taken hard work from many people to bring you these new and improved pages. There may be a few pages with notes indicating they are still under construction, so please be patient. We will be 100% complete shortly! If you see any broken links or pages you think could be improved, please email the webmaster. New Renters' Rights in Foreclosure Consumer Action is pleased to share news of a new consumer protection. Please pass this important information on to tenants in your community. Renters must now be allowed to remain in their homes for the duration of their lease - even if the home is being foreclosed on. President Obama signed the Protecting Tenants at Foreclosure Act of 2009 (S. 896) into law on May 20. The new law provides renters with a minimum of 90 days notice before a tenant must vacate a property. If a buyer plans to use the property as his primary home, or the tenant's lease is month to month, or there is no lease at all the tenant is entitled to at least 90 days notice. If there is a lease, tenants will be allowed to stay for the duration of the lease before evictions can proceed. If a state offers greater protections to renters, the new law allows the stronger protections to apply. These new renters' rights also apply to Section 8 tenants. These new tenant protections are effective immediately and expire Dec. 31, 2012. For more information contact one of our coalition partners: the National Low Income Housing Coalition at www.nlihc.org SAVE & SUCCEED with an Individual Development Account (IDA) The IDA program is a 4:1 match savings account. You, as a participant, save up to $1,000 and receive a match of $4,000. This gives you a total of $5,000 for down payment and closing cost assistance towards the purchase of your first home. The purpose of the program is two-fold: To help you establish savings and budgeting habits in preparation for homeownership, and to establish a relationship with a lending institution. Learn more . . .			Featured NeighborWorks Montana Partner: A.W.A.R.E Montana Home Choice Coalition Helena, MT

NeighborWorks Montana 509 1st Avenue South Great Falls, MT 59401 Phone: (406) 761-5861 Toll Free: 1-866-587-2244 Fax: (406) 761-5852

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